Business Credit Scores Versus Consumer Credit Scores… What You Should Know

Business Credit scores are based only on whether the business pays its bills on time. As a result, a business owner can obtain credit much faster using their business credit profile versus their personal credit profile. Personal credit scores are based on five factors: Payment History – 35%, Utilization – 30%, Length of Credit History[…]

Auto Dealership Is a Silver Lining in the Clouds of Credit Crises

After air, food and water, cars are the next necessity for surviving in America. Yes, all car lovers will be in sync with this statement. But, cars are getting expensive day by day which makes auto loans indispensable. As always, many loan options are available for car buyers with good credit score. Now, do borrowers[…]

Is It Possible to Secure Bad Credit Auto Loans with Low Interest Rates?

Bad credit implies the poor credit rating of a person. It happens when a person has a history of late payments, missed payments and filing for bankruptcy. Having a bad credit affects the persons ability to get loans. Lenders are wary of giving loans to persons having a bad credit history because it is presumed[…]

Factors needed to maintain a good credit report

The online financial world has offered us many advantages–just look at the convenience that online shopping and banking has provided Internet-savvy individuals. The advent of the Internet also means that you now have access to one of the most important documents that can shape your financial credibility–your credit report. To maintain a good credit report,[…]

Your Mortgage Approval Is Dependent On A Good Credit Report

Most students finish college and graduate school by taking out student loans to get them through school. As a result, they spend a great bulk of their professional years settling their debts. Inevitably, this leads to exorbitant interest rates and should the time come that they are ready to purchase a home, they are unable[…]

How to Find a Good Credit Repair Service

Each time you apply for a loan or credit, creditors will get your credit record for verification. Besides lending companies and banks, insurance companies and even potential employers would also want to check out your credit report. Therefore, the need for credit repair has become highly important; especially for those who have tarnished credit records.[…]