What Does a Perfect Credit Score Look Like? – Habits of High Credit Score Consumers Analyzed

The average credit score in the US is around 692 points. There are many people with bad credit, whose scores can go as low as 350 points. And then, on the other end, are those few with perfect and near perfect credit, who have scores from the high 700s to 800 or more. One half[…]

“Bad Credit Habits”: How To Avoid High Fees

Individuals with problematic credit histories often suffer unfairly from high mortgage, insurance, and car loan rates. On top of that, they have difficulty getting approved for credit cards. The whole situation can get extremely frustrating. Frequently, I get emails from consumers wondering what they can do to rebuild their credit. The first thing I tell[…]

What Does a Perfect Credit Score Look Like? – Habits of High Credit Score Consumers Analyzed

The average credit score in the US is around 692 points. There are many people with bad credit, whose scores can go as low as 350 points. And then, on the other end, are those few with perfect and near perfect credit, who have scores from the high 700s to 800 or more. One half[…]